Fee-Only CERTIFIED FINANCIAL PLANNER™ (CFP®) Professionals Serving Granite Bay, Roseville, Folsom, and the Greater Sacramento Area in CA and the Surrounding Areas of Lehi and Logan in UT

At Parkshore Wealth Management, we have been serving financially responsible families and individuals since 2008. Headquartered in Granite Bay, CA, with an additional office in Folsom, our Registered Investment Advisory firm provides wealth management services throughout the metropolitan Sacramento area, including Granite Bay, Roseville, Lincoln, Rocklin, Auburn, Loomis, Sacramento, Folsom, El Dorado Hills, and Fair Oaks. In addition, our Lehi and Logan offices in Utah serve residents throughout the Logan Metropolitan and Provo-Orem Metropolitan areas.

We believe that you are best served when your financial advisor puts your interests ahead of their own. That is why our professional designations include the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification. The CFP® mark is one of the few certifications that require advisors to maintain a fiduciary obligation to all clients at all times.

The CFP® designation is also widely known for its rigorous requirements in education and experience and its emphasis on comprehensive financial planning. Your financial goals aren’t limited to your investment portfolio, and we believe your planning should address all the areas of your financial life.

CFP® CERTIFICATION REQUIREMENTS

To become a CFP® certificant, our financial advisors had to meet the rigorous requirements set by the Certified Financial Planner Board of Standards (CFP Board). The requirements cover “four E’s”—education, examination, experience, and ethics.

1. Education: The advisor must complete the comprehensive financial planning education set by the CFP Board, as well as its continuing-education requirements.

2. Examination: The advisor must pass the CFP® exam, a six-hour examination that assesses the ability to apply financial planning knowledge to real-life situations.

3. Experience: The advisor must demonstrate a minimum of 4,000 hours to 6,000 hours (depending on the path they take) of professional experience.

4. Ethics: The advisor must adhere to specific ethical and conduct standards, including serving clients’ best interests as a fiduciary 100% of the time.

CFP® PROFESSIONALS ARE COMPREHENSIVELY TRAINED

Your investment portfolio is not your entire financial picture, yet some financial professionals might treat it that way.

CERTIFIED FINANCIAL PLANNER™ practitioners are trained to view your finances in their entirety. Their education requirement covers 72 topic areas in eight key categories: 

1. General Principles of Financial Planning

2. Retirement Savings and Income Planning

3. Investment Planning

4. Tax Planning

5. Education Planning

6. Risk Management and Insurance Planning

7. Estate Planning

8. Professional Conduct and Regulation 

CFP® candidates also must complete the Capstone course, a comprehensive course covering the development of financial plans.

Why is this comprehensive training so important?

The decisions you make in one area of your financial life can impact multiple other areas, potentially affecting you for decades to come.

Personal financial advisors with CFP® certification marks have been trained to see the far-reaching impacts of financial decisions. As your fiduciary, they strive to make sure that those decisions have a positive effect on your personal finances.

✔ Personal, fee-only financial planning
✔ Tax planning and preparation*
✔ Cash flow planning and management
✔ Retirement, tax and estate planning strategies
✔ Resources on many other financial subjects to promote financial wellness

✔ Disciplined portfolio management
✔ Asset allocation model construction
✔ Retirement plan rollover guidance
✔ Advice about stock options
✔ Second opinion on your current investment portfolio or financial plan